Working Hours
  • Mon 8:00AM - 5:00PM
    Tue 8:00AM - 5:00PM
  • Wed 8:00AM - 5:00PM
    Thu 8:00AM - 5:00PM
  • Fri 8:00AM - 5:00PM
    Sat 8:00AM - 1:00PM
  • Sun Closed
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610-269-5585 | 899 Fern Hill Rd Unit A

WHEN ACCIDENTS HAPPEN

WHEN ACCIDENTS HAPPEN, West Chester, PA

How to Respond in a Tough Situation

Being in a car accident is the last thing anyone wants - but when it does happen, there are ways of making sure that the legal and insurance issues are handled with as little stress as possible.

  • First of all - stay calm.
  • If someone is injured, be sure to call for medical help.
  • Make sure you call the police.
  • Don't publicly make any statements where you either accuse the other person of causing the accident or take all the blame yourself. It could open you up to legal problems.
  • Whatever you do, don't leave the scene until you've had a chance to talk with the officer and you've gotten their name. It's important to make sure that your side of the story goes on the record. Afterward, it's a good idea to get a copy of the police report.
  • Make sure you have a pre-printed copy of your insurance information in the glove compartment, along with a camera you can use to provide pictures for the insurance company. A disposable camera with a flash for nighttime or interior shooting is usually best for this.
  • In dealing with the other driver, make sure you get their name, address, driver's license number and insurance information - and that they get the same information from you.
  • Also, make sure to get information from any witnesses as well.
  • Make sure you get pictures of any physical evidence of what could have caused the accident.
  • Write down pertinent details such as where the accident took place, what the weather was like, etc.
  • Once the information's exchanged, report the accident to the insurance company immediately, even if it's not your fault.
  • Make sure you understand how you're covered, and don't be afraid to ask the insurance company to explain the conditions of your coverage and payments.
  • Don't be afraid to seek legal advice - and don't sign anything if you don't understand it.
  • When you're using a body shop to get repairs to your vehicle, be aware that the insurance company can recommend a shop, but you are under no legal obligation to use its services. You have the legal right to choose the shop to do your repairs.
  • Also be aware that insurance companies sometimes try to dictate what type of parts are used in a vehicle's repair. They might insist that a shop not use Original Equipment Manufacturer (OEM) parts, as they are more expensive.

    You have a right to know what kind of parts are being used on your vehicle, and to know if your insurance policy dictates what kind of parts can be used in your car. If your policy lets you choose, you have the right to decide for yourself.
  • An insurance company also has the right to inspect your vehicle, but it is not required to do so. In addition, they cannot require you to visit one of their own claim centers.
  • And finally: Make sure you learn from this accident, but also let yourself move on from what happened. Everyone has an accident once in a while - it's just something that happens.

Remember - Drive Safely!

Want more information on your rights? To make an appointment, call us at 610-269-5585 or make an appointment online!


What Our Customers Are Saying

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I work for a car dealer and i still take my cars to Mark to work on. He is honest and fair. If you are looking for a mechanic to call your own, Mark is your guy. He is a VET and eager to help you. I trust no one else to work on my cars!

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I had a wonderful experience here. Now my car runs so smooth!

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Man!! The best service ever. There is something about quality that is important when measuring value of a business and honestly. M&T Auto Repair delivered on their promise and fixed my car in a timely fashion and was very professional. I will definitely come here again...and get gas whenever I’m in the area!

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I was very impressed with the quality of service and knowledge of the staff. Family owned and operated I am a big fan of supporting the working man. Price was super reasonable. I highly recommend M & T to anyone looking for an honest, knowledgeable very professional mechanic! And a bonus Mark has over 20 years of service in the Army working on military vehicles.

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Good car and truck repair mechanic!

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Great repair shop, honest work, fair pricing, handles customers in a timely matter, and friendly service, highly recommended

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  • Call Us For Service: 610-269-5585